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Wednesday, October 01, 2008

Gonna buy me a vacation home

Aside from the terribly poor sentence structure, oh and the current housing crisis, that sounds like a good idea huh?

A friend and I were talking about the bail out yesterday and we’re both of the same opinion that if people would stop being greedy and buying crap they can’t afford the country wouldn't be in a financial crisis, housing or otherwise.

But doing something as logical as, oh I don’t know, saving money so you have a decent down payment, or making sure you could afford payments for something you purchase before buying would be down right un-American.

But that’s a rant for another day. Today I want to imagine that I’ve won the Publisher’s Clearing House drawing and I’ll be cashing a fat check for $5,000 every week for the next 30 years.

I want to imagine that I can go out next week and pick out the house of my dreams and slap down $20k for a down payment without breaking a sweat. Then I want to think about calling up some Realtors in Portland and seeing what they can find me in the way of a vacation home, nothing big or fancy, just a cute little bungalow somewhere that I could go for a week or two when I wanted to get away. I’m thinking Portland.

A friend I went to high school with lives in Portland and she says it's beautiful. A cute, cozy little town where people walk to the coffee shop and everyone knows your name. Very Dawson's Creek'ish. Every picture I've ever seen of Portland is just gorgeous, and it would definitely be a weather change from Alabama.

So while the rest of the country is freaking out because they got themselves strapped into a huge mortgage without a fixed rate, I'm going to sit back and imagine calling up some Portland Realtors and start picking out my vacation home.

Come imagine with me :)

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